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Types of Properties and Borrowers We Fund
The term "portfolio" in the mortgage industry generally refers to loans which large institutional lenders do not fund. Issues may relate to the property type, the borrower's income or credit, a residential structure on a commercial zoned lot, or numerous other reasons.
We fund loans on both residential and commercial properties. Here are some examples: |  |  | | Vacant lots - stated income (Residential or Commercial) | Spec Homes |
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| |  |  | | Farmland | Construction loans - Work has already started on the subject home or commercial property |
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| |  |  | | Fix up single family homes | Fix up commercial properties |
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| |  |  | | Fix up mobile homes with land | Homes located on commercial zoned land |
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| |  |  | | Small Commercial: industrial, retail, office, motels, churches | Mobile homes/ Manufactured homes no age restriction of home; singlewide or doublewide homes |
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